I have EQ CW Gold, and I pull my report almost every single day. I always see the same report, except for 1 time (about 2 months ago) I saw a report with about 10 negative accounts that I had removed over the past year. This only happened once, but I am scared that my file has somehow split.
Just recently I disputed an account that was removed, but the response I got back from EQ said they verified it. The credit report that they included in the dispute results is the same one I see all the time on CW with the tradeline deleted.
Does it sound like my file has split or is EQ just clueless (rhetorical question :))? Even if the file has split, do creditors see the whole file or just one of them?
Originally posted by tedhass
I have EQ CW Gold, and I pull my report almost every single day. I always see the same report, except for 1 time (about 2 months ago) I saw a report with about 10 negative accounts that I had removed over the past year. This only happened once, but I am scared that my file has somehow split.
Just recently I disputed an account that was removed, but the response I got back from EQ said they verified it. The credit report that they included in the dispute results is the same one I see all the time on CW with the tradeline deleted.
Does it sound like my file has split or is EQ just clueless (rhetorical question :))? Even if the file has split, do creditors see the whole file or just one of them?
REQUEST A "PAPER" REPORT BY MAIL...
Is this not the same file they include with the dispute results?
Originally posted by tedhass
Is this not the same file they include with the dispute results?
"IF" you got a PAPER COPY...you know if it is SPLIT...
"IF" it is SPLIT...DEMAND THEY "UN-SPLIT" IT...
A split file is NEITHER 100% COMPLETE nor 100% ACCURATE...
100% COMPLETE and 100% ACCURATE is what they are required to do...
I have been getting a paper copy with all my dispute results, but I will request one directly from EQ. A paper copy is definitely what the creditor sees though...right?
Originally posted by tedhass
I have been getting a paper copy with all my dispute results, but I will request one directly from EQ. A paper copy is definitely what the creditor sees though...right?
THEY GET A PAPER COPY...YES
Or they could get an ON-LINE deal...
